Sometimes the worst part about being on a budget is the thought of it. That idea that you “can’t” do something can be really frustrating. Imagining that you should only spend $200 of your take-home budget on groceries is bound to cause even the most frugal person to imagine ramen noodle dinners and peanut butter and jelly…

Businesses are great at stretching what they have. Sure, they could use a company credit card or take a loan, but for the most part, they use what they have, and they are smart about it – why should people be any different? Businesses know it isn’t about what you have, but how you use…