Sometimes the worst part about being on a budget is the thought of it. That idea that you “can’t” do something can be really frustrating. Imagining that you should only spend $200 of your take-home budget on groceries is bound to cause even the most frugal person to imagine ramen noodle dinners and peanut butter and jelly … Continue reading →

Businesses are great at stretching what they have. Sure, they could use a company credit card or take a loan, but for the most part, they use what they have, and they are smart about it – why should people be any different? Businesses know it isn’t about what you have, but how you use … Continue reading →